# Accessory Dwelling Units with Kristi Cirtwill #DDRE32 **URL:** \ **Category:** Data Driven Real Estate Podcast\ **Created:** [January 26, 2021, 12:08am UTC](https://community.propertyradar.com/t/accessory-dwelling-units-with-kristi-cirtwill-ddre32/3985 "2021-01-26T00:08:25Z")\ **Posts on this page:** 3\ **Page:** 1
**Author:** ![aaronnorris](https://yyz1.discourse-cdn.com/flex029/user_avatar/community.propertyradar.com/aaronnorris/32/23_2.png) [@aaronnorris](https://community.propertyradar.com/u/aaronnorris)\ **Post date:** [January 26, 2021, 12:08am UTC](https://community.propertyradar.com/t/accessory-dwelling-units-with-kristi-cirtwill-ddre32/3985/1 "2021-01-26T00:08:25Z")
https://www.youtube.com/embed/k-JIgC3Zr2A Join us Thursday, February 4 at 9 am PDT for the YouTube Premiere of this episode of the [Data Driven Real Estate Podcast](https://www.datadrivenrealestate.com/)and chat along with the PropertyRadar team: [https://bit.ly/ddre-premier](https://bit.ly/ddre-premier) Get your questions answered on the upcoming show by posting your questions in our community: [https://bit.ly/ddre-32](https://bit.ly/ddre-32) [Kristi Cirtwill](https://www.linkedin.com/in/kristi-cirtwill-29b9684/) moved from Toronto, Canada to Long Beach, California in 2007 to start a full-time rehab/re-sell business. Since 2008, she has purchased over 250 houses in Southern California, and her specialty is buying “hoarded houses”. Her current projects include a lot-split and build-out of four houses in Los Angeles, as well as building multiple Accessory Dwelling Units (ADUs). Kristi currently lives in Los Angeles, CA. She enjoys outdoor activities, playing her guitar, good food and wine, and visiting her family in Canada. Main Topics/Questions: - What has you excited about California real estate investing in 2021? - Did you move to California before the downturn or did you move here because of the cycle? - How did you fall into hoarder homes? Why this niche? - Do you find marketing specifically to this closes more deals? Does the marketing message change? - What are the different ways you use data in your business? - How did you get interested in ADUs? - What are some of the lessons you’ve learned? - Still excited about ADUs? - What are some of the opportunities you see ahead? **Links** - [Kristi Cirtwill on Linkedin](https://www.linkedin.com/in/kristi-cirtwill-29b9684/) - [HoarderHomes.com](http://hoarderhomes.com/) ---
**Author:** ![jcquiroz](https://yyz1.discourse-cdn.com/flex029/user_avatar/community.propertyradar.com/jcquiroz/32/44_2.png) [@jcquiroz](https://community.propertyradar.com/u/jcquiroz)\ **Post date:** [June 30, 2021, 8:58pm UTC](https://community.propertyradar.com/t/accessory-dwelling-units-with-kristi-cirtwill-ddre32/3985/2 "2021-06-30T20:58:07Z")
Hi There, Im working on a loan in CA where the property has 1 main residential unit and 4 ADUs. The lender issue loan docs but now is refusing to fund because he says they can only do loans for 1-4 residential and since there are 5 dwelling units they cannot do the loan. It was my understanding that for lenders the important thing is that the normal residential units are not more than 4 but combined with ADUs there could be more than 4. Has someone faced a similar problem? ---
**Author:** ![aaronnorris](https://yyz1.discourse-cdn.com/flex029/user_avatar/community.propertyradar.com/aaronnorris/32/23_2.png) [@aaronnorris](https://community.propertyradar.com/u/aaronnorris)\ **Post date:** [November 9, 2021, 12:10am UTC](https://community.propertyradar.com/t/accessory-dwelling-units-with-kristi-cirtwill-ddre32/3985/3 "2021-11-09T00:10:45Z")
> [@jcquiroz](#): > > he normal residential units are not more than 4 but combined with ADUs there could be more than 4. Has someone faced a simil Just saw this, sorry about that. I know that crossing the four threshold is hard for lenders and they write the rules. How did this work out?