# After the Trustee Sale, what kind of fire insurance should I get?

**URL:** <https://community.propertyradar.com/t/after-the-trustee-sale-what-kind-of-fire-insurance-should-i-get/1431>\
**Category:** Foreclosure Investing\
**Created:** [May 11, 2011, 2:54pm UTC](https://community.propertyradar.com/t/after-the-trustee-sale-what-kind-of-fire-insurance-should-i-get/1431 "2011-05-11T14:54:08Z")\
**Posts on this page:** 2\
**Page:** 1

<div class="post-metadata">

**Author:** ![Chris](https://avatars.discourse-cdn.com/v4/letter/c/958977/32.png) [@Chris](https://community.propertyradar.com/u/Chris)\
**Post date:** [May 11, 2011, 2:54pm UTC](https://community.propertyradar.com/t/after-the-trustee-sale-what-kind-of-fire-insurance-should-i-get/1431/1 "2011-05-11T14:54:08Z")

</div>

We are on our third “flip” from the Trustee Sale. However, I am unclear what kind of fire insurance should we get? I noticed a lot of insurance brokers will not cover a home (investment) if it’s vacant and/or if you do not a rental agreement if it’s currently occupied. Please help. Thank you.

---

<div class="post-metadata">

**Author:** ![Michelle](https://avatars.discourse-cdn.com/v4/letter/m/6de8d8/32.png) [@Michelle](https://community.propertyradar.com/u/Michelle)\
**Post date:** [May 11, 2011, 8:03pm UTC](https://community.propertyradar.com/t/after-the-trustee-sale-what-kind-of-fire-insurance-should-i-get/1431/2 "2011-05-11T20:03:37Z")

</div>

Hi Chris,  
Sean O’Toole the Founder of ForeclosureRadar wrote a while back “I recommend talking to a commercial insurance agent about a blanket builders risk policy. With these you simply provide a list of properties each month.  
Now, that said, you may not find these policies to be “reasonable”. They can be 2-4 times more expensive than homeowners policies.” You can read the complete forum on this topic by going to [http://www.foreclosureradar.com/forum/buyers-and-investors/buying-auction/property-insurance-after-purchase](http://www.foreclosureradar.com/forum/buyers-and-investors/buying-auction/property-insurance-after-purchase).
