# Anyone have luck getting B of A to remove Deficiency Judgment from approvals? **URL:** \ **Category:** Residential Realtors\ **Created:** [July 6, 2010, 1:19am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998 "2010-07-06T01:19:10Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Steve3](https://avatars.discourse-cdn.com/v4/letter/s/7ea924/32.png) [@Steve3](https://community.propertyradar.com/u/Steve3)\ **Post date:** [July 6, 2010, 1:19am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/1 "2010-07-06T01:19:10Z")
I hear they are going to change their rigid stance on this. ---
**Author:** ![Yasumi](https://avatars.discourse-cdn.com/v4/letter/y/b9bd4f/32.png) [@Yasumi](https://community.propertyradar.com/u/Yasumi)\ **Post date:** [August 12, 2010, 8:12pm UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/2 "2010-08-12T20:12:47Z")
Yes, I did. My seller refused to sign her papers the day before the closing because BAC’s approval letter said they were not waving deficiency judgment. I contacted BAC management and the same day, I got a new approval letter that waved deficiency judgment. The investor for the loan was Freddie Mac. ---
**Author:** ![Steve\_Hansen](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@Steve\_Hansen](https://community.propertyradar.com/u/Steve_Hansen)\ **Post date:** [August 13, 2010, 3:11am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/3 "2010-08-13T03:11:19Z")
Interesting! Was this Purchase Money or Refi Money? ---
**Author:** ![Steve\_Hansen](https://avatars.discourse-cdn.com/v4/letter/s/8edcca/32.png) [@Steve\_Hansen](https://community.propertyradar.com/u/Steve_Hansen)\ **Post date:** [August 13, 2010, 3:18am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/4 "2010-08-13T03:18:49Z")
Pleae advise on who you contacted. I have an all cash buyer wanting to close ASAP. We have the BofA approval letter and are in “Closing” Status, but the ugly Deficiency Judgment Verbage is on the Approval Letter. ---
**Author:** ![Yasumi](https://avatars.discourse-cdn.com/v4/letter/y/b9bd4f/32.png) [@Yasumi](https://community.propertyradar.com/u/Yasumi)\ **Post date:** [August 13, 2010, 5:05am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/5 "2010-08-13T05:05:35Z")
Refi. ---
**Author:** ![Michelle2](https://avatars.discourse-cdn.com/v4/letter/m/cab0a1/32.png) [@Michelle2](https://community.propertyradar.com/u/Michelle2)\ **Post date:** [August 13, 2010, 7:28pm UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/6 "2010-08-13T19:28:46Z")
That is great news! Good job Yasumi!! ---
**Author:** ![Debra](https://avatars.discourse-cdn.com/v4/letter/d/ecd19e/32.png) [@Debra](https://community.propertyradar.com/u/Debra)\ **Post date:** [March 25, 2011, 12:14am UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/7 "2011-03-25T00:14:08Z")
Does anyone have an update 3/2011 regarding removing the Deficiency Judgments from B of A? They are the lender on the 1st and 2nd of the Short Sale I am currently involved in. Thank you for replying, Debra ---
**Author:** ![Michelle](https://avatars.discourse-cdn.com/v4/letter/m/6de8d8/32.png) [@Michelle](https://community.propertyradar.com/u/Michelle)\ **Post date:** [March 25, 2011, 4:58pm UTC](https://community.propertyradar.com/t/anyone-have-luck-getting-b-of-a-to-remove-deficiency-judgment-from-approvals/998/8 "2011-03-25T16:58:37Z")
Hi Debra, If you are in CA and it is a 1st mortgage the new law that took affect January 1st does not allow a lender on a first mortgage to seek a deficiency judgement on an approved short sale. The 2nd may be more challenging unless it was a purchase money 2nd. I have not heard anything recently on Bank of America 2nds.