# If a 1st is refi'd and the date of the recording is after an existing 2nd, who's in 1st position?

**URL:** <https://community.propertyradar.com/t/if-a-1st-is-refid-and-the-date-of-the-recording-is-after-an-existing-2nd-whos-in-1st-position/1245>\
**Category:** Foreclosure Investing\
**Created:** [January 29, 2010, 4:43pm UTC](https://community.propertyradar.com/t/if-a-1st-is-refid-and-the-date-of-the-recording-is-after-an-existing-2nd-whos-in-1st-position/1245 "2010-01-29T16:43:21Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Stacy](https://avatars.discourse-cdn.com/v4/letter/s/e95f7d/32.png) [@Stacy](https://community.propertyradar.com/u/Stacy)\
**Post date:** [January 29, 2010, 4:43pm UTC](https://community.propertyradar.com/t/if-a-1st-is-refid-and-the-date-of-the-recording-is-after-an-existing-2nd-whos-in-1st-position/1245/1 "2010-01-29T16:43:21Z")

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What happens if the first is refinanced after an existing second. Which loan is in first position?

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**Author:** ![Sean](https://avatars.discourse-cdn.com/v4/letter/s/f0a364/32.png) [@Sean](https://community.propertyradar.com/u/Sean)\
**Post date:** [January 29, 2010, 7:28pm UTC](https://community.propertyradar.com/t/if-a-1st-is-refid-and-the-date-of-the-recording-is-after-an-existing-2nd-whos-in-1st-position/1245/2 "2010-01-29T19:28:10Z")

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First in time is first in line, unless there is a subordination agreement. So given no subordination agreement your existing 2nd is now a 1st.