# what is abstract of judgment in a title of a home?

**URL:** <https://community.propertyradar.com/t/what-is-abstract-of-judgment-in-a-title-of-a-home/2334>\
**Category:** Foreclosure Investing\
**Created:** [September 19, 2012, 8:06pm UTC](https://community.propertyradar.com/t/what-is-abstract-of-judgment-in-a-title-of-a-home/2334 "2012-09-19T20:06:36Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![rene](https://avatars.discourse-cdn.com/v4/letter/r/7cd45c/32.png) [@rene](https://community.propertyradar.com/u/rene)\
**Post date:** [September 19, 2012, 8:06pm UTC](https://community.propertyradar.com/t/what-is-abstract-of-judgment-in-a-title-of-a-home/2334/1 "2012-09-19T20:06:36Z")

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what is abstract of judgment in a title of a home?

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**Author:** ![idannyb](https://avatars.discourse-cdn.com/v4/letter/i/96bed5/32.png) [@idannyb](https://community.propertyradar.com/u/idannyb)\
**Post date:** [September 19, 2012, 7:31pm UTC](https://community.propertyradar.com/t/what-is-abstract-of-judgment-in-a-title-of-a-home/2334/2 "2012-09-19T19:31:01Z")

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When you see an “abstract of judgment” recorded, that indicates that a court has awarded a judgment and the homeowner was named on that judgment. It could be that they owe $$ or possibly have been awarded a monetary judgment. Read the abstract of judgment carefully and you’ll see who the prevailing party is + amount. Most common is a credit card default w a court award in favor of the credit card company. If the judgment is owed by the homeowner, this would be like any other lien against the property.

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**Author:** ![Julia\_M\_Wei](https://avatars.discourse-cdn.com/v4/letter/j/3d9bf3/32.png) [@Julia\_M\_Wei](https://community.propertyradar.com/u/Julia_M_Wei)\
**Post date:** [September 25, 2012, 3:28am UTC](https://community.propertyradar.com/t/what-is-abstract-of-judgment-in-a-title-of-a-home/2334/3 "2012-09-25T03:28:33Z")

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Judgments in California expire after 10 years if they are not renewed. Check for that. Additionally, the debtor/borrower could have discharged it in bankruptcy, so check PACER as well. Additionally, you can phone the creditor and see if it has been satisfied. Often when I do collection work, I record in multiple counties. That means the creditor could have satisfied the judgment with another sale but neglected to record a satisfaction of judgment.
