# WHAT KIND OF INSURANCE DO I NEED TO "FLIP"?

**URL:** <https://community.propertyradar.com/t/what-kind-of-insurance-do-i-need-to-flip/1567>\
**Category:** Foreclosure Investing\
**Created:** [May 23, 2012, 3:24pm UTC](https://community.propertyradar.com/t/what-kind-of-insurance-do-i-need-to-flip/1567 "2012-05-23T15:24:37Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Chris](https://avatars.discourse-cdn.com/v4/letter/c/958977/32.png) [@Chris](https://community.propertyradar.com/u/Chris)\
**Post date:** [May 23, 2012, 3:24pm UTC](https://community.propertyradar.com/t/what-kind-of-insurance-do-i-need-to-flip/1567/1 "2012-05-23T15:24:37Z")

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Does anyone know a good insurance agent in CA to show me the way? I am trying to find the proper coverage when flipping houses. I understand that a “Builder’s Risk Insurance” only covers the structure, however, I would also need General Liabilty and Worker’s Comp as well if someone gets hurt on the job. Need your help! Thanks

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**Author:** ![Sean\_OToole](https://yyz1.discourse-cdn.com/flex029/user_avatar/community.propertyradar.com/sean_otoole/32/4_2.png) [@Sean\_OToole](https://community.propertyradar.com/u/Sean_OToole)\
**Post date:** [May 31, 2012, 7:26pm UTC](https://community.propertyradar.com/t/what-kind-of-insurance-do-i-need-to-flip/1567/2 "2012-05-31T19:26:17Z")

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Sounds like you are on the right track. I always used a Builders Risk policy for fire. Separately I had workers comp for employees, and a general liability policy for the company.

Many people miss the fact that “landlords policy” does NOT work.