? ?I am one of those who (a majority?) who feel that “15 day recording period” is nonsense. ? I have never heard of any problem caused by the fact a TDUS recorded on day 25 rather than day 14. ?
? ? History of that “15 day verbiage” to the law. ?— ?15 years or so ago there was a flurry of bankruptcies that were filed on the morning of the sale. ?(Eg. 9:30AM) ?Eg. The sale took place at noon, because lender did not know about bk. ?State tried, by this law, to state that if you recorded TDUS within 15 days, it was as though you recorded at 9AM the day of the sale. ? Of course state law doesn’t over-ride Fed. law. ?If the bk. is filed before fcl. sale takes place, it voids the sale - assuming the bk. filer hasn’t been prevented from filing a “good” bk. because of previous bk. filings.