If the foreclosure is the 1st loan. But there is a $60,000 HOA lien. Does the winner need to pay off the HOA lien?
How about the property tax lien? Is property tax over 1st loan?
Property taxes are always senior, and will always be paid by the new owner.
HOA Liens are senior if the lien was recorded before the loan, OR if the state is a “super lien” state. See: Should You Be Aware Of An HOA Super Lien? | Condo Manager.