I’m in So. California. Does any know a good hard money lender?
You should post details of what you are looking for.
LTV (loan to value)
city where property is located
investment, or owner occupied etc.
Most hard money lenders want below 60% ltv
investment propety, good area
8-10% with a couple of points
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Yes, 80% of Purchase and 80% of rehab 949 554 4335
North Coast Financial lends in Southern California and throughout the state of California. 40+ years of experience.
You’ll find a bunch around SoCal, but yeah… they’re kinda a last resort for a reason - make sure you know the fees and exit plan going in.
I’d ask around local investor groups too—some of the best lenders aren’t the ones with the biggest ads. Just make sure you’ve got a solid plan to refinance or sell.